Interest-Free Phone Payments: Everything You Need to Know

With the holiday season just around the corner, there’s no better time to give the gift of a new phone. Whether it’s for a loved one or even a treat for yourself, a phone upgrade is one of those presents that people love and actually need, making it both thoughtful and practical. At Twigby Mobile, we’re making it easier to fit this into your holiday budget with interest-free payment plans. Through PayPal’s Pay in 4 option, you can split the cost into four manageable, interest-free installments, with some phones even offering a Pay in 6 plan based on price. This flexibility makes it easy to give the gift of technology without overextending your finances – so you can make this holiday season special without the stress of high upfront costs.

How can I use the Pay in 4 option?

To use PayPal’s Pay in 4, during checkout on our website, look for the Pay Later button under the Select Payment and Pay Later with Financing Options sections. From there, you will be asked to log into your PayPal account. If you do not have an account, you can create one then. The first payment is due at the time of purchase, and the remaining 3 payments are due every two weeks. Learn more on how repayments work.

We do want to make you aware that PayPal Pay in 4 does run what is called a “soft credit check”. What does this mean? It means that there is no effect (none, nada) on your credit score, and you are approved or declined within seconds.

What if I need help with PayPal’s Pay in 4?

The Pay in 4 payment plan is managed completely by PayPal. This means that payments are easily managed through the PayPal app and PayPal.com. You will also receive Purchase Protection which is included with any PayPal purchase. This service is offered on purchases of $30 – $1500. Currently, Pay in 4 is not offered to residents of Nevada or Missouri.

If you ever need assistance or have questions about PayPal’s Pay in 4 or your payment plan and installments, you will need to contact PayPal’s customer support. Twigby Mobile’s support team will not be able to assist since PayPal prefers to manage.

With PayPal as an option, Twigby Mobile customers can get a great phone on an interest-free payment plan or simply pay using PayPal. Visit our phone shop to see our current selection of phones, what deals are happening now, and easy Pay in 4 interest-free payments!